RateHarp News
RateHarp Podcast
Podcast

Making Cents of Canadian Markets

Daily narrated briefs on Canada's mortgage & housing market — realty, mortgage and finance, in your ears.

By RateHarp · 101 episodes · Updated daily
Newest first
#EpisodeLength
1▶
Navigating the Canadian Mortgage Landscape: Insights for September 2026
Current mortgage rates and housing market trends as Canada approaches another interest rate decision.
Sep 2 ·
2▶
Navigating the Mortgage Landscape: Insights for September 2026
A comprehensive look at today's mortgage rates, housing market trends, and regional insights across Canada.
Sep 1 ·
3▶
Navigating the Canadian Mortgage Landscape: Rates, Trends, and Insights
A comprehensive look at today's mortgage rates, economic factors, and housing market dynamics across Canada.
Aug 31 ·
4▶
Market Insights: Navigating the Canadian Mortgage Landscape as Rates Hold Steady
A comprehensive look at today's mortgage rates, the impact of bond yields, and a deep dive into the housing market across Canada.
Aug 30 ·
5▶
Toronto's Housing Market: A Hot Fall Ahead?
As Toronto's housing market shows signs of heating up, buyers remain cautious amidst economic uncertainty.
Aug 29 ·
6▶
Canadian Mortgage Market Update: Rates, Trends and Insights for August 29, 2026
A comprehensive look at mortgage rates, housing market dynamics, and regional insights across Canada.
Aug 29 ·
7▶
Toronto Home Sales Surge: What It Means for Buyers and Sellers
Toronto sees a significant rise in single-family home sales, while the condo market faces challenges amidst rising prices.
Aug 28 ·
8▶
Canadian Mortgage & Housing Market Recap: August 28, 2026
Current rates reflect a cautious market as mortgage growth accelerates amid economic uncertainty.
Aug 28 ·
9▶
Toronto Home Prices Reach New Heights Amid Market Shifts
Despite rising prices, some buyers can still find affordable condos in Toronto.
Aug 27 ·
10▶
Mortgage Market Update: August 26, 2026
Current mortgage rates and housing market trends show a complex landscape for Canadian buyers and sellers.
Aug 26 ·
11▶
Navigating the Current Canadian Mortgage Landscape: Rates, Trends, and Insights
An in-depth analysis of Canadian mortgage rates and housing trends as of August 25, 2026.
Aug 25 ·
12▶
Mortgage Rates Hold Steady Amidst Economic Concerns
Canadian mortgage rates remain elevated, with mixed signals from the housing market and economic landscape.
Aug 24 ·
13▶
Canadian Home Sales Rise Again: What It Means for Sellers
This week, home sales in Canada saw an uptick, but challenges remain as the market grapples with pricing and demand dynamics.
Aug 23 ·
14▶
Canadian Mortgage & Housing Market Recap: Rates, Trends, and Insights for August 23, 2026
Explore the latest mortgage rates, housing market trends, and regional insights affecting Canadian buyers, sellers, and brokers.
Aug 23 ·
15▶
Canadian Mortgage & Housing Market Recap: August 22, 2026
Current rates rise as bond yields increase, impacting the housing market across Canada.
Aug 22 ·
16▶
Current Mortgage Rates and Housing Trends in Canada: August 12, 2026
A deep dive into today's mortgage rates, housing market dynamics, and regional insights across Canada.
Aug 12 ·
17▶
Navigating the Current Mortgage Landscape: Rates, Trends, and Insights
A deep dive into today's mortgage rates and housing trends across Canada, with insights for buyers, sellers, and brokers.
Aug 11 ·
18▶
Canadian Mortgage & Housing Market Recap: August 10, 2026
Current rates show a competitive landscape as housing trends shift across Canada, with key insights for buyers, sellers, and brokers.
Aug 10 ·
19▶
Toronto's Housing Market: A Balanced Shift Amid Price Adjustments
Toronto's housing market is transitioning to balance, with rising sales but falling prices. Here's what that means for buyers and sellers.
Aug 9 ·
20▶
Canadian Mortgage Rates: A Week of Stability Amidst Higher Renewals
Mortgage rates hold steady as renewal clients remain calm despite market pressures this week.
Aug 9 ·
21▶
Current Trends in Canada's Mortgage and Housing Market
A comprehensive look at mortgage rates, housing market dynamics, and regional developments across Canada.
Aug 9 ·
22▶
Toronto Housing Market: Sales Rise Amid Price Declines
Despite a rise in sales for the fifth consecutive month, Toronto home prices fell by nearly $55,000 in July.
Aug 8 ·
23▶
Navigating the Current Canadian Mortgage & Housing Market: Insights for August 2026
A comprehensive look at today's mortgage rates, market dynamics, and regional trends affecting Canadian buyers, sellers, and brokers.
Aug 8 ·
24▶
Calgary's Housing Market Faces Challenges as July Sales Decline
Calgary's housing market is experiencing noticeable drops in sales and prices, particularly in the condo and townhouse sectors.
Aug 7 ·
25▶
Calgary's Housing Market Faces Continued Decline as Sales Drop
Calgary's real estate market is experiencing a notable downturn, with significant declines in home sales and prices.
Aug 6 ·
26▶
Canadian Mortgage Market Recap: Rates, Trends, and Insights for August 6, 2026
An in-depth analysis of today's mortgage rates, housing market trends, and regional insights across Canada.
Aug 6 ·
27▶
Current Trends in Canadian Mortgage Rates and Housing Market
A comprehensive look at today's mortgage rates, economic factors, and regional housing trends.
Aug 5 ·
28▶
Mortgage Renewal Wave Hits New Buyers Hard: What You Need to Know
This week, mortgage rates remain steady while a renewal wave poses challenges for many Canadian homeowners.
Aug 2 ·
29▶
Canada's Mortgage and Housing Market: An In-Depth Look for August 2, 2026
Current rates reveal a challenging landscape for buyers as economic uncertainty looms over the housing market.
Aug 2 ·
30▶
Navigating the Canadian Mortgage Landscape: Rates, Market Trends, and Regional Insights
A comprehensive overview of current mortgage rates and housing market dynamics across Canada.
Aug 1 ·
31▶
Navigating Mortgage Rates and the Canadian Housing Market: A Comprehensive Recap
Mortgage rates are steady, but regional trends show diverse dynamics across Canada.
Jul 31 ·
32▶
Navigating the Canadian Mortgage and Housing Market: Insights for July 30, 2026
A comprehensive analysis of today’s mortgage rates, housing market trends, and what they mean for Canadian buyers, sellers, and brokers.
Jul 30 ·
33▶
Navigating Today's Mortgage Landscape: Rates, Trends, and Insights
Current mortgage rates and housing market trends in Canada as of July 29, 2026.
Jul 29 ·
34▶
Canadian Mortgage & Housing Market Recap: July 13, 2026
Current mortgage rates remain competitive, while the housing market shows signs of resilience amidst economic uncertainty.
Jul 13 ·
35▶
Navigating the Renewal Wave: Insights from This Week's Mortgage Rates
Mortgage rates remain relatively stable as Canadians face a significant renewal wave, prompting concerns about affordability and decision-making.
Jul 12 ·
36▶
Toronto's Housing Market: A Tug-of-War Between Prices and Demand
Despite a slight uptick in home sales, Toronto's housing market faces challenges with affordability and inventory issues.
Jul 11 ·
37▶
Mortgage Rates Hold Steady Amid Job Market Growth
Today's mortgage rates remain stable while job market indicators suggest potential shifts ahead.
Jul 11 ·
38▶
Toronto's Housing Market: Signs of Recovery Amidst Price Pressures
Despite ongoing price declines, Toronto's housing market is showing signs of resilience with a notable increase in sales.
Jul 10 ·
39▶
Navigating the Canadian Mortgage & Housing Market: July 10, 2026
An in-depth look at current mortgage rates, economic indicators, and housing market trends across Canada.
Jul 10 ·
40▶
Toronto Housing Market: A Shift in Demand Amidst Price Declines
Toronto sees a surge in home sales as the housing market navigates price declines and a rising demand for cashback realtors.
Jul 9 ·
41▶
Navigating the Canadian Mortgage and Housing Market: July 9, 2026
Today’s mortgage rates reflect a complex landscape, as buyers weigh their options amid fluctuating yields and varying regional dynamics.
Jul 9 ·
42▶
Canada's Housing Market: Rates, Trends, and Regional Insights
An in-depth look at today's mortgage rates, housing market trends, and regional performance across Canada.
Jul 7 ·
43▶
Vancouver Housing Market: A Tug-of-War Between Prices and Demand
As Vancouver's real estate landscape shifts, new trends emerge amidst slipping prices and rising demand.
Jul 6 ·
44▶
Navigating the Canadian Mortgage and Housing Market: July 6, 2026
A comprehensive analysis of today's mortgage rates, housing market trends, and regional insights across Canada.
Jul 6 ·
45▶
Toronto Housing Market Rebounds: What Buyers and Sellers Should Know
Toronto home sales surge in June, but prices continue to decline amid rising inventory.
Jul 5 ·
46▶
Canadian Mortgage Rates and Renewals: A Critical Week Ahead
This week, mortgage rates remain stable, but concerns about renewals and affordability loom large for many Canadians.
Jul 5 ·
47▶
Navigating the Mortgage Market: Rates, Trends, and Insights for July 2026
Current rates indicate shifting dynamics in Canadian housing; Toronto sees a rebound while Vancouver faces challenges.
Jul 5 ·
48▶
Calgary's Housing Market: A Mixed Bag in June 2026
Calgary's housing market shows signs of cooling as sales dip and prices adjust amidst shifting demand.
Jul 4 ·
49▶
Vancouver's Housing Market: A Balancing Act Amidst Price Adjustments
Vancouver real estate prices are slipping as sales rise, reflecting a complex market dynamic.
Jul 4 ·
50▶
Toronto Housing Market: A Summer Revival Amidst Price Fluctuations
Toronto's housing market shows signs of revival with increased sales and shifting affordability, despite ongoing price declines.
Jul 4 ·
51▶
Calgary's Housing Market: Navigating Price Drops and Demand Changes
Calgary's housing landscape shifts as high-density supply impacts apartment prices and sales dip amid changing demand.
Jul 4 ·
52▶
July 4, 2026: A Deeper Look at the Canadian Mortgage and Housing Market
Current mortgage rates and housing market trends reveal significant shifts across Canada.
Jul 4 ·
53▶
The State of the Canadian Mortgage and Housing Market: July 3, 2026
Current mortgage rates and housing trends reveal a complex landscape for buyers and sellers across Canada.
Jul 3 ·
54▶
Canadian Mortgage Market Recap: Rates, Trends, and Insights for July 2, 2026
A comprehensive look at today's mortgage rates, housing market dynamics, and what it means for buyers, sellers, and brokers in Canada.
Jul 2 ·
55▶
Navigating the Canadian Mortgage Landscape: Rates, Trends, and Regional Insights for July 2026
A comprehensive look at current mortgage rates, market dynamics, and regional developments impacting Canadian buyers and investors.
Jul 1 ·
56▶
Navigating the Canadian Mortgage and Housing Market: June 30, 2026
Today’s mortgage rates reflect a critical juncture for buyers and sellers in Canada’s evolving real estate landscape.
Jun 30 ·
57▶
Navigating the Canadian Mortgage and Housing Market: June 29, 2026
Today’s mortgage rates show a split between fixed and variable options as housing pressures grow.
Jun 29 ·
58▶
Mortgage Renewals Peak: Navigating Less Bad News for Canadian Borrowers
This week, Canadian mortgage borrowers face a wave of renewals amid rising rates and affordability pressures.
Jun 28 ·
59▶
First-Time Buyers Face Rising Rates and Tough Choices
This week highlights the challenges and strategies for first-time homebuyers in Canada amidst rising mortgage rates.
Jun 28 ·
60▶
Navigating the Canadian Mortgage & Housing Market: June 28, 2026
A comprehensive analysis of today's mortgage rates, housing market dynamics, and regional trends in Canada.
Jun 28 ·
61▶
Navigating Today's Canadian Mortgage Landscape: Rates, Trends, and Insights
Current mortgage rates and housing market trends in Canada as of June 27, 2026.
Jun 27 ·
62▶
Mortgage & Housing Market Recap: June 26, 2026
A deep dive into today's mortgage rates, housing market dynamics, and regional insights across Canada.
Jun 26 ·
63▶
Vancouver's Housing Market: A Troubling Turn Amidst Government Intervention
As government steps in to address falling prices, Vancouver's housing market faces new challenges.
Jun 25 ·
64▶
Navigating Today's Mortgage Rates and Housing Market Trends
Mortgage rates are stabilizing, but the housing market reveals growing affordability concerns across Canada.
Jun 25 ·
65▶
Navigating the Canadian Mortgage and Housing Landscape: June 24, 2026
Current rates and market insights for buyers, sellers, and brokers in Canada.
Jun 24 ·
66▶
Navigating the Canadian Mortgage Landscape: June 23, 2026
A comprehensive analysis of today's mortgage rates, housing market trends, and regional insights across Canada.
Jun 23 ·
67▶
Canadians Flee At Fastest Pace In 74 Years While Home Prices Hit New Highs
A deep dive into the current mortgage rates, housing market dynamics, and what it all means for Canadian buyers, sellers, and brokers.
Jun 22 ·
68▶
Navigating the Canadian Mortgage & Housing Market: June 21, 2026
A comprehensive look at current mortgage rates, bond yields, housing trends, and regional insights in Canada.
Jun 21 ·
69▶
Luxury Home Sales Surge in Ottawa Amid Broader Market Challenges
Ottawa sees a rise in luxury home sales as other markets struggle, with rates holding steady.
Jun 20 ·
70▶
Vancouver's Condo Crisis: What the $3.2B Bailout Means for Buyers and Sellers
The B.C. government's $3.2 billion plan to purchase unsold condos raises concerns and questions about the future of Vancouver's housing market.
Jun 20 ·
71▶
Navigating the Current Canadian Mortgage and Housing Market: Insights for June 20, 2026
Today's mortgage rates reflect a competitive landscape, while housing dynamics reveal regional disparities and emerging trends.
Jun 20 ·
72▶
Calgary's Luxury Market Thrives Amid Broader Affordability Concerns
Luxury home sales are rising in Calgary even as overall housing becomes less affordable for many residents.
Jun 20 ·
73▶
Toronto's Housing Market: A Shift Towards Affordability
Toronto's housing market shows signs of cooling, with buyers increasingly drawn to rentals and other regions.
Jun 19 ·
74▶
Toronto Housing Market: A Shift Towards Rentals Amidst Sales Decline
Toronto's housing market is seeing a notable shift as buyers are increasingly drawn to affordable rentals, causing a drop in sales.
Jun 18 ·
75▶
Mortgage Rates and Housing Market Recap: June 14, 2026
A comprehensive look at today's mortgage rates and the current state of Canada's housing market.
Jun 14 ·
76▶
Vancouver's Market: Adjusting to a New Reality Amidst Falling Prices
Vancouver's housing market faces challenges with rising mortgage rates and declining sales, marking a significant shift in the real estate landscape.
Jun 13 ·
77▶
Navigating the Canadian Mortgage & Housing Market: June 13, 2026
Today's mortgage rates signal challenges ahead for buyers and homeowners as market conditions evolve.
Jun 13 ·
78▶
Vancouver Housing Market Faces Continued Challenges Amid Rate Adjustments
Despite lower rates, Vancouver's housing market remains subdued with ongoing price drops and a lagging condo sector.
Jun 12 ·
79▶
Canadian Mortgage and Housing Market Recap: June 12, 2026
A comprehensive look at today's mortgage rates, housing market trends, and regional insights across Canada.
Jun 12 ·
80▶
Canadian Mortgage Market Recap: June 10, 2026
A comprehensive analysis of current mortgage rates, housing market trends, and implications for buyers, sellers, and brokers.
Jun 10 ·
81▶
Canadian Mortgage and Housing Market Recap: June 9, 2026
A deep dive into today's mortgage rates, the Bank of Canada's decisions, and the evolving housing market.
Jun 9 ·
82▶
Canadian Mortgage & Housing Market Recap: June 8, 2026
Today's mortgage rates hold steady as the Bank of Canada prepares for another rate hold amid economic stagnation.
Jun 8 ·
83▶
Navigating the Shifting Landscape of Canada's Mortgage and Housing Market
Today's mortgage rates and housing market analysis for Canadian buyers, sellers, brokers, and investors.
Jun 7 ·
84▶
Navigating the Canadian Mortgage Landscape: Insights for June 2026
A comprehensive look at current rates, market trends, and what they mean for buyers, sellers, and brokers.
Jun 6 ·
85▶
Montreal Housing Market Faces Growing Challenges as Sales Decline
May sees a drop in home sales amid rising listings and economic pressures in Montreal.
Jun 5 ·
86▶
Toronto Housing Market Sees Renewed Activity Amid Price Adjustments
As Toronto's housing market shows signs of life, buyers gain leverage while prices adjust downward.
Jun 5 ·
87▶
Market Recap: Canadian Mortgage & Housing Insights for June 5, 2026
A comprehensive analysis of current mortgage rates, housing market trends, and regional insights across Canada.
Jun 5 ·
88▶
Subdued Sales Amidst Price Adjustments: Vancouver's Current Housing Landscape
Despite lower prices, Vancouver's housing market struggles with subdued sales, particularly in the condo segment.
Jun 4 ·
89▶
Toronto Housing Market Shows Signs of Life Amidst Price Declines
Home sales in Toronto rise for the third consecutive month, signaling a potential resurgence in the market despite falling prices.
Jun 4 ·
90▶
Navigating the Canadian Mortgage and Housing Market: June 4, 2026
A comprehensive analysis of the current mortgage rates, housing market dynamics, and what it means for Canadian buyers, sellers, and brokers.
Jun 4 ·
91▶
Vancouver's Housing Market: A Cooling Trend in Condo Sales
Vancouver's home sales decline as the condo market cools, revealing shifts in buyer sentiment and market dynamics.
Jun 4 ·
92▶
Toronto Housing Market Shows Signs of Life Amid Falling Prices
Greater Toronto home sales rise as affordability drives buyer interest despite falling prices.
Jun 4 ·
93▶
Navigating the Evolving Landscape of Canadian Mortgages and Housing
A comprehensive analysis of current mortgage rates, market trends, and what they mean for Canadian buyers, sellers, and brokers.
Jun 4 ·
94▶
Toronto Housing Market: A Glimmer of Hope Amid Falling Prices
Toronto home sales are on the rise for the third month in a row, suggesting buyers are returning despite a dip in prices.
Jun 4 ·
95▶
This Week for Sellers: Mixed Signals in the Canadian Housing Market
Home sales see a rise in Toronto while Vancouver faces challenges amid a cooling market.
Jun 3 ·
96▶
This Week for Buyers: Navigating a Soft Housing Market
Canada's housing market remains challenging with rising mortgage rates and ongoing affordability issues for buyers.
Jun 3 ·
97▶
Calgary's Housing Market: A Balancing Act
As Calgary's housing market settles, buyers face new challenges amid falling sales and easing prices.
Jun 3 ·
98▶
Vancouver's Condo Market Cools: What It Means for Buyers and Sellers
May saw a dip in Vancouver home sales, particularly in the condo sector, signaling a shift in the market.
Jun 3 ·
99▶
Toronto Home Sales Surge Despite Price Slump
Toronto's housing market shows signs of life as sales rise for the third month in a row, even amidst declining prices.
Jun 3 ·
100▶
High-End Homes and Market Trends in B.C. and Toronto
A luxury property in B.C. sees a price cut, reflecting broader market trends in high-end real estate.
Jun 3 ·
101▶
Toronto Home Sales Surge Amid Price Drops
Despite a significant rise in sales, Toronto's market remains cautious with prices continuing to decline.
Jun 3 ·
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