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A joyful older Canadian couple at home
For Canadian Homeowners 55+

Turn your home equity into tax-free cash

Stay in the home you love — with no monthly mortgage payments. Access up to 55% of your home's value, tax-free, to do what matters most. See how much you may qualify for in seconds.

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No monthly paymentsNothing to repay until you move or sell.
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Stay in your homeKeep the title and live there as long as you like.
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100% tax-freeThe cash you unlock isn't taxed and won't claw back OAS.
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For ages 55+Canadian homeowners 55 and older may qualify.
How much could you unlock?FREE ESTIMATE
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A reverse mortgage in Canada is available to homeowners 55 and older. Slide to 55+ to see your estimate — or talk to an expert about other options.
Estimated tax-free cash available
$0
Based on accessing up to 55% of your home's value (the Canadian CHIP standard), less any mortgage still owing. Your exact amount depends on your age, home type and location — confirmed by a licensed advisor at no cost.

See exactly what you qualify for

Takes 30 seconds · No credit check · No obligation. A licensed Canadian reverse-mortgage specialist will send your personalized options — usually within one business day.

🔒 Your information is secure and never shared with third parties.
Estimates are indicative only and not an offer of credit. Eligibility and amounts are confirmed by a licensed advisor.
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You're all set

Thanks! A licensed reverse-mortgage specialist is preparing your personalized options and will reach out shortly — usually within one business day.

Reverse mortgage — quick answers

Do I still own my home?

Yes. You keep the title and stay in your home. The loan is repaid only when you (and your spouse) move out or sell.

Are there monthly payments?

No. There are no required monthly payments. Interest is added to the balance, repaid from the home's value later.

Is the money taxable?

No. The cash you access is tax-free and does not affect OAS or GIS benefits.

How much can I get?

Typically up to 55% of your home's appraised value, based on your age, home type and location.