Enter three numbers and see — instantly — whether today's rates could lower your payment.
rate on your mortgage today
as of today — editable
Free · no credit check · takes 2 seconds
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The biggest opportunity is usually at renewal. Roughly 1.2 million Canadian mortgages come up for renewal every year — that's the moment to shop the whole market, not just stay put.
Estimate only, before any penalty to break your current mortgage (these can run into the thousands in Canada) and subject to qualification (the stress test). Today's rate shown is an indicative best rate, not a guaranteed offer. A licensed broker confirms your real savings.
Free, no obligation. A licensed mortgage professional reviews your numbers — usually same day.
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No credit checkChecking your savings never touches your credit score.
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100% freeNo cost and no obligation to switch or refinance.
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Licensed expertA real broker confirms your true savings and qualification.
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Whole marketWe shop many lenders to find your best honest move.
